What homeowners need to know about risk, prevention, and insurance coverage.
What homeowners need to know about risk, prevention, and insurance coverage.
Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .
Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .
We have been serving the insurance needs of Floridians for over 50 years and are thankful for our loyal policyholders. Every year, more than 92% of our policyholders accept our renewal offer, even when their rates increase. Transparency matters, and we want you to feel confident knowing why rates change and how your premium is determined.
Even when you haven’t had a claim or experienced a recent hurricane, several other factors can influence the cost of home insurance in Florida. Some of these factors relate to broad economic trends, while others relate specifically to your home. Here’s a clear, easy-to-understand breakdown of what drives insurance rates—and why these changes are necessary to ensure your home stays protected.
We have been serving the insurance needs of Floridians for over 50 years and are thankful for our loyal policyholders. Every year, more than 92% of our policyholders accept our renewal offer, even when their rates increase. Transparency matters, and we want you to feel confident knowing why rates change and how your premium is determined.
Even when you haven’t had a claim or experienced a recent hurricane, several other factors can influence the cost of home insurance in Florida. Some of these factors relate to broad economic trends, while others relate specifically to your home. Here’s a clear, easy-to-understand breakdown of what drives insurance rates—and why these changes are necessary to ensure your home stays protected.
Water damage is one of the most common and costly problems homeowners face, and it often happens when you least expect it. From leaky pipes to appliance malfunctions, even small issues can escalate quickly if not addressed. Smart home water protection systems can reduce your risk of damage and save you money on your homeowners insurance.
Water damage is one of the most common and costly problems homeowners face, and it often happens when you least expect it. From leaky pipes to appliance malfunctions, even small issues can escalate quickly if not addressed. Smart home water protection systems can reduce your risk of damage and save you money on your homeowners insurance.
Winter storms can bring freezing temperatures, power outages, and dangerous travelling conditions. Preparing ahead of time can help keep your household safe, warm, and comfortable, particularly if conditions worsen or last longer than expected.
Below are key steps you can take before, during, and after a winter storm to help protect your home and loved ones.
Winter storms can bring freezing temperatures, power outages, and dangerous travelling conditions. Preparing ahead of time can help keep your household safe, warm, and comfortable, particularly if conditions worsen or last longer than expected.
Below are key steps you can take before, during, and after a winter storm to help protect your home and loved ones.
Even a brief overnight freeze can lead to burst pipes and flooding. Here’s how to protect your home before the next cold front arrives.
Even a brief overnight freeze can lead to burst pipes and flooding. Here’s how to protect your home before the next cold front arrives.
Find out how your policy may offer coverages related to fireworks accidents and learn more about fireworks safety for you and your home.
Find out how your policy may offer coverages related to fireworks accidents and learn more about fireworks safety for you and your home.
Identity theft and fraud are on the rise. Are you covered?
Identity theft and fraud are on the rise. Are you covered?
As you get ready for Thanksgiving, take a moment to review key safety tips. These Thanksgiving safety tips help protect your home, family, and pets this holiday season.
As you get ready for Thanksgiving, take a moment to review key safety tips. These Thanksgiving safety tips help protect your home, family, and pets this holiday season.
While they sound similar, there are some important distinctions that can help you choose the right coverage and avoid costly surprises later.
While they sound similar, there are some important distinctions that can help you choose the right coverage and avoid costly surprises later.